TERMS & CONDITIONS
Terms of Service
J&M Roche Enterprises, LLC - DBA J&M Investments
Please read this agreement carefully before using J&M Roche Enterprises, LLC services.
J&M Roche Enterprises, LLC (“we,” “us” or “J&M Roche Enterprises, LLC”) provides the website known as and other information, including email newsletters, Discord groups and chats, subject to your compliance with the terms and conditions set forth in this Agreement. Collectively, your use of the website and other information, including trade alerts and Discord notifications, shall be referred to as the “Services”.
By using the Services, you agree to be bound by these terms and conditions. If you do not agree to these terms and conditions, you may not use the Services.
You must be at least 18 years of age to use the Services. If you are not at least 18 years old, you may not access or use the Services.
We reserve the right at any time to:
Change the terms and conditions of this Agreement;
Change the Services, including eliminating or discontinuing any content on or feature of any of the Services; or
Change any fees or charges for use of the Services.
Any changes we make will be effective seven (7) days after notice of any change is provided to you, which may be done by any means including, without limitation, posting on the Services or via electronic mail. Your use of the Services after such notice will be deemed acceptance of such changes. Be sure to review this Agreement periodically to ensure familiarity with the most current version. Upon our request, you agree to sign a non‑electronic version of this Agreement.
The Site and the other products and services of J&M Roche Enterprises, LLC provide solely content and information for informational and educational purposes only, and do not constitute “investment advisory services” governed by the Investment Advisers Act of 1940. J&M Roche Enterprises, LLC, directly or indirectly through the Site or its other products or services, does not engage in the business of advising you (or others) as to the value of securities, the advisability of investing in, purchasing, or selling securities, or the issuance or promulgation of analyses or reports concerning securities. The content and information provided by J&M Roche Enterprises, LLC, the Site and the other products and services of J&M Roche Enterprises, LLC, is solely incidental to the business and activities of J&M Roche Enterprises, LLC in providing educational services.
You remain solely responsible for all decisions regarding your purchase and sale of securities, the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter, and all other matters related to your investments and investment strategies. J&M Roche Enterprises, LLC does not and will not provide you with any legal, tax, estate planning or accounting advice, or any advice regarding the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter. You understand, acknowledge and agree that J&M Roche Enterprises, LLC employees are not authorized to give any such advice, you will neither solicit nor rely on any investment advice from any J&M Roche Enterprises, LLC employee. J&M Roche Enterprises, LLC recommends that persons desiring to trade or invest in securities do so cautiously and only in consultation with their professional, licensed and qualified financial, legal, tax, estate planning and accounting advisors.
No data, content or information provided by J&M Roche Enterprises, LLC, the Site or the other products and services of J&M Roche Enterprises, LLC, is intended, and shall not constitute or be construed as, advice or any recommendation to buy or sell securities, nor any offer, or solicitation of an offer, to buy or sell securities, nor an attempt to influence the purchase or sale of any security. J&M Roche Enterprises, LLC is not registered as an investment adviser either with the U.S. Securities and Exchange Commission, any other federal or national governmental or regulatory authority, or any state securities governmental or regulatory authority, and the business and activities of J&M Roche Enterprises, LLC do not require any such registration.
The forum and chatrooms on the Site are comprised of customers and members (including, without limitation, moderators who are in the employ of J&M Roche Enterprises, LLC) posting content and information. All such information and content is for informational purposes only and does not constitute advice or a recommendation by J&M Roche Enterprises, LLC to enter into any securities transactions or engage in any of the financial strategies reflected on or suggested in forum and chatrooms (whether such data, content or information is posted by J&M Roche Enterprises, LLC or otherwise). Customers and members may write about securities in which they have a financial or other interest, and performance data reflecting other customer’s or member’s holdings may include information about securities not held by J&M Roche Enterprises, LLC or its directors, officers, shareholders, employees, agents or affiliates. As such, J&M Roche Enterprises, LLC is not responsible for the accuracy of data, content or information or any performance data in any forum or chatroom; and the accuracy of data, content or information or any performance data are not guaranteed, may not be current and should not be relied upon. Nothing in any forum or chatroom is intended as, nor should you rely on it as, investment advice provided by J&M Roche Enterprises, LLC or its directors, officers, shareholders, employees, agents or affiliates.
Your membership will continue and automatically renew until terminated. You must cancel your membership before it renews in order to avoid billing of the membership fees for the next billing cycle to your Payment Method (see "Cancellation" below).
Payments are nonrefundable and there are no refunds or credits for partially used periods. Following any cancellation, however, you will continue to have access to the service through the end of your current billing period. At any time, and for any reason, we may provide a refund, discount, or other consideration to some or all of our members ("credits"). The amount and form of such credits, and the decision to provide them, are at our sole and absolute discretion. The provision of credits in one instance does not entitle you to credits in the future for similar instances, nor does it obligate us to provide credits in the future, under any circumstance.
You may cancel your subscription via the PayPal portal at any time, and you will continue to have access to the service through the end of your billing period. Alternatively you may email me at email@example.com 1 full day prior to the billing date for the cancellation to be processed. All memberships are automatically recurring. No partial month refunds are given.
Referral Program Terms and Conditions:
The J&M Roche Enterprises Referral Program (“The Program”) allows Premium Members (Members with an active monthly subscription) to earn promotional credits (“Referral Credits”) toward future subscription fees and a potential cash benefit by referring friends to become Premium Members on the J&M Roche Enterprises Live Trading Alerts Group.
How to Earn Referral Credits:
Members can earn Referral Credits if: (i) a referred friend clicks on their invite link to join our Discord Server & creates a valid paid non-discounted subscription ($40/month) that complies with our Terms of Service; and (ii) the referred friend lets us know you referred them.
Referral Credit Rewards
By making a valid referral, you will earn a $5 credit per valid referral, monthly, for every month the referred member maintains a valid paid non-discounted subscription. The referral credit will be applied on your next subscription renewal date. If the credit amount exceeds your subscription fees, you will receive an electronic payment for the difference via PayPal.
Exclusions / Restrictions
Only Premium Members are eligible to receive referral credits.
If a Premium Member cancels his/her own subscription, he/she forfeits any pending referral credits.
Referral Credits will not be awarded if the referred member maintains a discounted subscription ($25/mo).
You must have an active subscription through PayPal in order to receive referral credits. If your subscription is not with PayPal, you will need to submit a referral credit request form from your member portal every month. Any referral credits for past months that are not claimed are forfeited.
The maximum referral credits you can receive is $599 per tax year.
Referral credits are non-transferrable.
Termination and Changes:
J&M Roche Enterprises may suspend or terminate the Program or a user’s ability to participate in it at any time for any reason. We reserve the right to suspend accounts or remove Referral Credits if we notice any activity that we believe is abusive, fraudulent, or in violation of the J&M Roche Enterprises Terms of Service. We reserve the right to review and investigate all referral activities and to suspend accounts or modify referrals in our sole discretion as deemed fair and appropriate. The scope, variety, and type of services and products that you may obtain by redeeming Referral Credits can change at any time.
Updates to the Terms
We can update these terms at any time without prior notice. If we modify these terms, we will post the modification on the jmrenterprises.us website, applications, or services, which are effective upon posting. Continued participation in the Program after any modification shall constitute consent to such modification.